You Don't Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money with Ease
Written by Dana Miranda

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Track every dollar you spend. Check your account balances once a week. Always pay off your credit card bill in full. Make a budget—and stick to it. These are just a few of the edicts you'll find in virtually every personal finance book. But this kind of rigid, one‑size-fits‑all advice—usually written for and by wealthy white men (and a few women) with little perspective on the money struggles...

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